Insurance agents and brokers play an important role in marketing life insurance policies. They are the face of the insurance company.Most of the insurance policies world over are sold by insurance agents and brokers.

From the insurance company point of they are the marketing and selling agents for their insurance plans.

The following are the basic function they should perform.

Provide all the necessary application forms.
Submit application forms to the company.
Arrange for all the medical tests and related formalities.
Provide reminders premiums payments and return receipts.
Should help you make necesary changes in address ,nomination etc.
Help in the process of assignment
Assist you for any loan applications and related formalities
Should help you revive lapsed policies
Assist in claiming death benefits, if required