Life Stage Analysis
You are 60 years or above.
Already retired from employment.
Might have taken some assignment as consultant.
Planning to pursue your long cherished hobbies.
Your childrens are financially independent and married.
Reduced monthly income.
Might have small or no Loan outstanding liabilities.
Your Financial Needs Analysis
Need regular income to maintain current life style.
Need to protect your investments from market risk.
You need to save for your spouse.
Require enough cash balance for any emergency medical expenditure for both of you.
Insurance Solution
In this stage of Life you do not have a steady Income from Employment and you have to manage from your savings and Investments you have done in the past. Your also have a very low risk appetite for Investment risk. You need protection for your Investment in case you live long and protection for your spouse in case of an unfortunate event.
You can choose ....
Single Premium Immediate Annuities
Long-Term Care Products
Your Investments should have more exposure to debt or fixed income schemes and less exposure to equity related plans.
Please avoid Unit Linked Schemes or (ULIP) at this stage.
Retirement Plans which Protects Capital and gives steady and regular Income.
The best time to start Retirement Planning is when you start earning, so by the time you reach retirement you have enough accumulated wealth to live a Secure, Independent and comfortable Life Style.
Please select your life stage to get a brief about life insurance solution
Care Free Days
Your age between 18-26 years
Your Life Stage Analysis
Your Insurance Need
Life Insurance Solution For You
Pre-Retirement Years
Your age between 35-58 years
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You
Lots Of Responsibilities
Your age between 26-35 years
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You
Post Retirement (Golden Years)
Your age between 58 and Above
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You