Life Stage Analysis

You are between the age of 35 and 58 years.
Have Young children in high school or graduation.
Major expenses goes towards you Child.
You may have reduced Loan Burden or repaid loans.
Have a good Income.
Must be Planning your retirement.
Children’s Higher Education & Marriage.
Low risk taking appetite.

Your Financial Needs Analysis

Saving for retirement.
May be thinking of traveling on an expensive holiday.
Childs Higher Education Expenses or Marriage.
Previous Investments giving Good dividends and Returns.

Insurance Solution

At this stage of Life your priority should be Investing towards your Retirement fund and for your Child’s Higher education and Marriage Expenses. More Funds should go towards Investments which provide Fixed and Steady Returns with Low risks such as Fixed Income Products.
Insurance Products which provide Retirement Planning should be considered.
You can choose from With-Profit or Unit Linked Endowment Assurance Plans or Insurance with differed Annuities.
Unit Linked Insurance Plans (ULIP) with a maximum exposure to debt schemes or fixed income schemes (60% to 80%) can be considered. Start moving your equity related investments to fixed income or regular income schemes.
If you are at the later stage of retirement you should choose Retirement Plans/ Pension Plans with a large proportion going towards Debt or Fixed Income Products.
You can club Riders along with your Insurance Plans.

Please select your life stage to get a brief about life insurance solution

Care Free Days
Your age between 18-26 years
Your Life Stage Analysis
Your Insurance Need
Life Insurance Solution For You

Pre-Retirement Years
Your age between 35-58 years
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You

Lots Of Responsibilities
Your age between 26-35 years
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You

Post Retirement (Golden Years)
Your age between 58 and Above
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You