Life Stage Analysis
Your are between the age of 26 and 35 years.
Married and have Dependents.
Double Income with or without Kids.
Might have taken some Loan i.e Home Loan, Car Loan etc.
Have a high Expenditure.
You may need effective tax planning.
Might have started some Investments in Equity or Mutual Funds.
Your Financial Needs Analysis
Have a high Debt Repayment through Installments i.e EMIs
May want to save for Childrens education or Marriage.
You need to Financially protect your Family and Dependents from unfortunate events.
Your elderly parents also need financial support from you.
Start saving for your retirement
Insurance Solution
This life stage is very crucial in your life and you would require a maximum Insurance protection because of High Debt Levels ( such as Home Loan, Car Loan or personal loan etc.) , Higher Expenses towards maintaining present life style and more numbers of dependents.
You can choose from Term Insurance Policy or a Whole Life policy. A unit linked insurance plan (ULIP) with low expenses and high allocation to equity funds (60%-75%) can also be considered.
A Insurance Rider such as Accidental Assurance, Critical Illness and Long Term Disability Insurance must be clubbed with the Insurance Policy.
If you have taken a Loan then you should consider taking a Insurance Policy that would take care of your Loan in case of an unfortunate event.
If you have kids then start planning for their higher education expenses. A child insurance plan can be considered.
You can also start Planning your Retirement.
Some Endowment Assurance Policies can also be considered as an Investment Tool.
Please select your life stage to get a brief about life insurance solution
Care Free Days
Your age between 18-26 years
Your Life Stage Analysis
Your Insurance Need
Life Insurance Solution For You
Pre-Retirement Years
Your age between 35-58 years
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You
Lots Of Responsibilities
Your age between 26-35 years
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You
Post Retirement (Golden Years)
Your age between 58 and Above
Your Life Stage Analysis
Your Need Analysis
Life Insurance Solution For You
