Cholamandalam MS General Insurance Company Limited (Chola-MS) is a joint venture of the Murugappa Group & Mitsui Sumitomo.

Chola-MS commenced operations in October 2002 and has a pan-Indian presence with offices in Chennai, Hyderabad, Bangalore, Kochi, Coimbatore, Mumbai, Pune, Indore, Ahmedabad, Delhi, Chandigarh, Kolkata, Vizag, Lucknow, Baroda, Hubli and Goa.

Chola-MS offers a strong and rich portfolio of insurance products and services for the Indian customer for both retail and commercial segments. The wide range of products includes Accident and Health, Marine, Casualty lines, Property and Engineering besides Motor, Travel & Rural segments As part of its “customized risk solutions” approach, Chola-MS offers risk advisory services to provide a holistic view of the risk management framework for the customer.

Mitsui Sumitomo (MS) is the second largest Insurance group in Japan, with a Gross Written Premium (GWP) of 13.74 billion USD in 2005. The Company has 733 sales bases, 257 claims handling offices and about 86,000 agents throughout Japan. MS also offers its services globally with 61 sales bases in 38 countries and regions overseas.

Cholamandalam is part of the Rs.7300 crore Murugappa Group, a pioneer and market leader in several fields with manufacturing facilities across 12 states. The Murugappa Group has a strong presence in abrasives, engineering, bio-products, sanitary ware, confectionery, sugar, farm inputs, plantations and nutraceuticals. Companies in the group include Carborundum Universal, EID Parry, Tube Investments of India and Coromandel Fertilizers.